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Income Protection Direct
MorePays a monthly cash benefit of up to $2,500 during times of total disability due to illness or injury which leaves you unable to work.
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Accident Disability Direct
MorePays a monthly cash benefit of up to $2,500 if you are unable to work due to an accident.
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Complete Direct Bundle
MoreOur Complete Direct plan gives you additional financial protection to help cover costs associated with hospitalization, accidents, critical illness and short-term disability.
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Accident Direct
MorePays a lump-sum benefit of up to $25,000 if you are hospitalized due to injuries caused by an accident.
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Hospital Confinement Direct
MoreProvides a daily benefit of up to $1,000 if you are confined to a hospital due to illness or injury.
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Critical Accident Direct
MoreProvides a one-time lump-sum benefit of up to $60,000 for qualifying injuries caused by an accident.
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CancerWise®
MoreProvides a one-time lump-sum benefit of up to $50,000 on first diagnosis of specific types of cancer.
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Critical Illness Direct
MoreProvides a lump-sum benefit of up to $60,000 on first diagnosis of a specified illness.
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Hospital Direct Bundle
MoreOur Hospital Direct supplemental insurance plan pays a cash benefit directly to you if you are hospitalized, have an accident or are diagnosed with a critical illness.
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ProtectFit Plus
MoreSupplemental insurance to help cover unexpected expenses due to accidents. Provides a blend of lump sum and daily benefits paid directly to you.
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PersonalFit Plus
MoreSupplemental insurance focused on covering expenses due to illness. Provides a blend of lump sum and daily benefits paid directly to you.
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HospitalFit Plus
MoreSupplemental insurance combining illness and accident coverage. Provides a blend of lump sum and daily benefits paid directly to you.
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Simplified Issue Term Life Insurance
MoreOur affordable plan can help provide financial security for your loved ones without requiring a health exam or blood samples from you.
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Critical Condition Rider
MoreIf you are diagnosed with one of the many covered conditions, you and your beneficiaries can receive up to the full death benefit of your policy to help meet current financial needs.
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Final Expense
MoreOur final expense plan can help pay the costs of a funeral or other remaining expenses, eliminating some of your family’s financial worry.
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Complete Direct Bundle
Features
You can’t always plan for illness or accidental injury, but you can plan how those events will affect your financial security. And even with medical coverage, there are still expenses that comprehensive insurance doesn’t cover. It may surprise you to learn that medical bills contributed to 62% of all bankruptcies filed in 2007, even though three quarters of those filing had medical insurance.1
Our Complete Direct Bundle supplemental insurance plan is simple. It pays you a monthly cash benefit to help cover costs associated with hospitalization, accidents, critical illness and short-term disability. This money can be used for anything you choose. It’s your money, your decision.
1This article was published in the American Journal of Medicine, Vol. 122, David U. Himmelstein, Deborah Thorne, Elizabeth Warren, Steffie Woolhandler, Medical Bankruptcy in the United States, 2007: Results of a National Study, pages 741-746, Copyright Elsevier, 2009.
COMPLETE DIRECT BUNDLE
HOSPITAL CONFINEMENT
Description
Provides a daily benefit on confinement to hospital due to illness or injury. Subject to a
30-day waiting period for illness.
Daily Benefit
$250 per insured person, per day
Benefit Schedule
Hospital Confinement Benefit:
1-5 days: 100% of the daily benefit
6-10 days: 50% of the daily benefit
11-365 days: $100 per day
ICU/CCU Confinement Benefit:
1-2 days: 200% of the daily benefit
3-10 days: 100% of the daily benefit
11-30 days: 50% of the daily benefit
31-365 days: $100 per day
Form CH-26116-IP (01/10), or its state variation
ACCIDENT DIRECT
Description
Pays a lump-sum benefit based on number of days of hospital confinement resulting from injuries caused by an accident. Benefits renew annually.
Benefit Amount
$10,000 per insured person, per year
Benefit Schedule
14+ days: 100% of benefit
7 – 13 days: 60% of benefit
3 – 6 days: 30% of benefit
1 – 2 days: 15% of benefit, surgery required
Common Accident Benefit
Additional benefit when 2 or more covered persons are injured in same accident.
Form CH-26118-IP (01/10), or its state variation
CRITICAL ILLNESS DIRECT
Description
Pays a lump-sum benefit upon a first occurrence of the conditions listed below. Subject to a 30-day waiting period.
Benefit Amount
$5,000 per insured person, per lifetime
Covered Event or Diagnosis
Diagnosis paid at 100%
Advanced Alzheimer’s, ALS, cancer, coma, (illness induced), heart attack, major organ transplant, stroke, end-stage renal failure.
Diagnosis paid at 25%
Benign brain tumor, cancer in situ, coronary artery bypass.
Form CH-26113-IP (01/10), or its state variation
ACCIDENT DISABILITY DIRECT
Description
Pays a monthly cash benefit when an accidental injury results in a period of total disability.
Monthly Benefit
$500 per insured person, per month
Maximum Period Payable
12 months
Elimination Period
30 days
Form CH-26114-IP (01/10), or its state variation
Exclusions and limitations apply.
FAQS
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Q: What is the difference between the Complete Direct Bundle product and other products you offer?
A:The Complete Direct Bundle combines four of our most popular financial protection products in one convenient plan. This product includes our Hospital Confinement Direct, Accident Direct, Critical Illness Direct and Income Protection Direct plans at specified benefit levels to provide extended financial protection at an affordable price.
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Q: Why do I need a supplemental insurance if I already have health insurance?
A:SureBridge supplemental insurance works in harmony with your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.
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Q: Is supplemental insurance expensive?
A:Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.
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Q: Who can I speak with to find out more information?
A:Just click on the ‘Get A Quote’ link and fill out the simple form. A licensed insurance agent/producer in your area will contact you to help you get the answers, and financial protection, you need.