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Income Protection Direct
MorePays a monthly cash benefit of up to $2,500 during times of total disability due to illness or injury which leaves you unable to work.
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Accident Disability Direct
MorePays a monthly cash benefit of up to $2,500 if you are unable to work due to an accident.
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Complete Direct Bundle
MoreOur Complete Direct plan gives you additional financial protection to help cover costs associated with hospitalization, accidents, critical illness and short-term disability.
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Accident Direct
MorePays a lump-sum benefit of up to $25,000 if you are hospitalized due to injuries caused by an accident.
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Hospital Confinement Direct
MoreProvides a daily benefit of up to $1,000 if you are confined to a hospital due to illness or injury.
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Critical Accident Direct
MoreProvides a one-time lump-sum benefit of up to $60,000 for qualifying injuries caused by an accident.
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CancerWise®
MoreProvides a one-time lump-sum benefit of up to $50,000 on first diagnosis of specific types of cancer.
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Critical Illness Direct
MoreProvides a lump-sum benefit of up to $60,000 on first diagnosis of a specified illness.
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Hospital Direct Bundle
MoreOur Hospital Direct supplemental insurance plan pays a cash benefit directly to you if you are hospitalized, have an accident or are diagnosed with a critical illness.
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ProtectFit Plus
MoreSupplemental insurance to help cover unexpected expenses due to accidents. Provides a blend of lump sum and daily benefits paid directly to you.
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PersonalFit Plus
MoreSupplemental insurance focused on covering expenses due to illness. Provides a blend of lump sum and daily benefits paid directly to you.
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HospitalFit Plus
MoreSupplemental insurance combining illness and accident coverage. Provides a blend of lump sum and daily benefits paid directly to you.
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Simplified Issue Term Life Insurance
MoreOur affordable plan can help provide financial security for your loved ones without requiring a health exam or blood samples from you.
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Critical Condition Rider
MoreIf you are diagnosed with one of the many covered conditions, you and your beneficiaries can receive up to the full death benefit of your policy to help meet current financial needs.
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Final Expense
MoreOur final expense plan can help pay the costs of a funeral or other remaining expenses, eliminating some of your family’s financial worry.
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Hospital Direct Bundle
Features
Purchasing medical insurance that will cover the costs of care related to hospital confinement can help you plan for the unexpected. But even with medical insurance, there are expenses associated with your hospital stay that comprehensive insurance doesn’t fully cover. In fact, the average hospital stay is 4.6 days, with average hospital charges and out-of-pocket costs totaling $26,120 and $8,692, respectively1.
Our Hospital Direct supplemental insurance plan is simple. It pays a cash benefit directly to you if you are hospitalized due to an accident or critical illness. This money can be used for anything you choose. It’s your money, your decision.
1 Agency for Healthcare Research and Quality (AHRQ), Center for Delivery, Organization, and Markets, Healthcare Cost and Utilization Project (HCUP) 2008
HOSPITAL DIRECT BUNDLE
HOSPITAL CONFINEMENT
Description
Provides a daily benefit on confinement to hospital due to illness or injury. Subject to a
30-day waiting period for illness.
Daily Benefit
$250 per insured person, per day
Benefit Schedule
Hospital Confinement Benefit:
1-5 days: 100% of the daily benefit
6-10 days: 50% of the daily benefit
11-365 days: $100 per day
ICU/CCU Confinement Benefit:
1-2 days: 200% of the daily benefit
3-10 days: 100% of the daily benefit
11-30 days: 50% of the daily benefit
31-365 days: $100 per day
Form CH-26116-IP (01/10), or its state variation.
ACCIDENT DIRECT
Description
Pays a lump-sum benefit based on number of days of hospital confinement resulting from injuries caused by an accident. Benefits renew annually.
Benefit Amount
$10,000 per insured person, per year
Benefit Schedule
14+ days: 100% of benefit
7 – 13 days: 60% of benefit
3 – 6 days: 30% of benefit
1 – 2 days: 15% of benefit, surgery required
Common Accident Benefit
Additional benefit when 2 or more covered persons are injured in same accident.
Form CH-26118-IP (01/10), or its state variation.
CRITICAL ILLNESS DIRECT
Description
Pays a lump-sum benefit upon a first occurrence of the conditions listed below.
Subject to a 30-day waiting period.
Benefit Amount
$5,000 per insured person, per lifetime
Covered Event or Diagnosis
Diagnosis paid at 100%
Advanced Alzheimer’s, ALS, cancer, coma, (illness induced), heart attack,
major organ transplant, stroke, end-stage renal failure.
Diagnosis paid at 25%
Benign brain tumor, cancer in situ, coronary artery bypass.
Form CH-26113-IP (01/10), or its state variation.
Exclusions and limitations apply.
FAQS
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Q: What is the difference between the Hospital Direct Bundle product and Hospital Confinement?
A:The Hospital Direct Bundle combines coverage from several of our most popular products into one convenient plan. This product includes our Hospital Confinement Direct, Accident Direct, and Critical Illness Direct plans at specified benefit levels to provide extended financial protection at an affordable price.
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Q: Why do I need a supplemental insurance if I already have health insurance?
A:SureBridge supplemental insurance works in harmony with your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.
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Q: How is supplemental insurance different than my current health insurance plan?
A:It’s simple. Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you.
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Q: Does my benefit check have to be used to pay for medical expenses?
A:No. You can use the money to pay for anything you choose, from deductibles to groceries to mortgage payments. It’s your money, your decision.
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Q: Who can I speak with to find out more information?
A:Just click on the ‘Get A Quote’ link and fill out the simple form. A licensed insurance agent/producer in your area will contact you to help you get the answers, and financial protection, you need.