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Income Protection Direct
MorePays a monthly cash benefit of up to $2,500 during times of total disability due to illness or injury which leaves you unable to work.
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Accident Disability Direct
MorePays a monthly cash benefit of up to $2,500 if you are unable to work due to an accident.
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Complete Direct Bundle
MoreOur Complete Direct plan gives you additional financial protection to help cover costs associated with hospitalization, accidents, critical illness and short-term disability.
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Accident Direct
MorePays a lump-sum benefit of up to $25,000 if you are hospitalized due to injuries caused by an accident.
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Hospital Confinement Direct
MoreProvides a daily benefit of up to $1,000 if you are confined to a hospital due to illness or injury.
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Critical Accident Direct
MoreProvides a one-time lump-sum benefit of up to $60,000 for qualifying injuries caused by an accident.
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CancerWise®
MoreProvides a one-time lump-sum benefit of up to $50,000 on first diagnosis of specific types of cancer.
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Critical Illness Direct
MoreProvides a lump-sum benefit of up to $60,000 on first diagnosis of a specified illness.
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Hospital Direct Bundle
MoreOur Hospital Direct supplemental insurance plan pays a cash benefit directly to you if you are hospitalized, have an accident or are diagnosed with a critical illness.
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ProtectFit Plus
MoreSupplemental insurance to help cover unexpected expenses due to accidents. Provides a blend of lump sum and daily benefits paid directly to you.
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PersonalFit Plus
MoreSupplemental insurance focused on covering expenses due to illness. Provides a blend of lump sum and daily benefits paid directly to you.
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HospitalFit Plus
MoreSupplemental insurance combining illness and accident coverage. Provides a blend of lump sum and daily benefits paid directly to you.
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Simplified Issue Term Life Insurance
MoreOur affordable plan can help provide financial security for your loved ones without requiring a health exam or blood samples from you.
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Critical Condition Rider
MoreIf you are diagnosed with one of the many covered conditions, you and your beneficiaries can receive up to the full death benefit of your policy to help meet current financial needs.
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Final Expense
MoreOur final expense plan can help pay the costs of a funeral or other remaining expenses, eliminating some of your family’s financial worry.
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HospitalFit Plus
Features
Being admitted to the hospital, whether due to an illness or injury, can quickly create unexpected expenses that your medical insurance doesn’t cover. In fact, the average hospital stay is 4.6 days, with average hospital charges and out-of-pocket costs totaling $29,064 and $9,170, respectively.1
A SureBridge® supplemental insurance plan can help you manage those unexpected costs and maintain your financial security while you are recovering.
Our HospitalFit Plus supplemental insurance plan provides a blend of lump sum and daily benefits, paid directly to you (not your doctor or hospital), when you receive hospital care and services such as daily hospital confinement, diagnostic exams, surgery and in-hospital rehabilitation. This money can be used for anything you choose, including insurance deductibles and co-pays, offsetting lost income or to help with everyday living expenses. It’s your money; how you spend it is your decision.
1 Agency for Healthcare Research and Quality (AHRQ), Healthcare Cost and Utilization Project (HCUP) Nationwide Inpatient Sample (NIS), 2008.
HospitalFit Plus
| Low Plan | High Plan | |
| Daily Hospital Confinement | ||
| 1-7 days: | $200 | $400 |
| 8-365 days: | $75 | $150 |
Additional Lump Sum Benefits Include:
| Outpatient Surgery Facility | Included | Included |
| Invasive Diagnostic Exam | $125 | $250 |
| Surgery | $25-$500 | $50-$1,000 |
| Hospital Rehabilitation | $75 | $150 |
| Emergency Ambulance | Included | Included |
Form CH-26111-IP (06/09), or its state variation
FAQS
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Q: Why do I need Hospital FitPlus if I already have medical insurance that should pay the majority of my hospital bills?
A:Frequently, there are unexpected costs associated with a hospital stay that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. Hospital FitPlus is designed to help cover these costs.
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Q: What if multiple family members are admitted to the hospital at the same time?
A:SureBridge will pay the appropriate benefit amount for covered expenses for each hospitalized family member covered by the policy.
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Q: Will I get a benefit check if my health insurance covered my hospital stay?
A:Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your hospitalization.
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Q: What is the difference between the HospitalFit Plus and the other Hospital products you offer?
A:The SureBridge HospitalFit Plus plan offers coverage, beyond hospital confinement, to help with expenses related to a hospital stay.
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Q: Is supplemental insurance expensive?
A:Supplemental insurance from SureBridge is affordable for most everyone. Our policies are designed to fit most budgets and provide benefits that to help cover expenses when you are sick or injured to help protect your financial security.
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Q: Who can I speak with to find out more information?
A:Just click on the ‘Get A Quote’ link and fill out the simple form. A licensed insurance agent/producer in your area will contact you to help you get the answers, and financial protection, you need.