Features
Most people plan for the unexpected by purchasing medical insurance to cover the cost of care related to hospital confinement due to injury or illness. But you will also need coverage to help with out-of-pocket medical expenses and other daily living expenses. For example, in 2009, the average hospital stay was 4.6 days, with average hospital charges and out-of-pocket costs totaling $26,120 and $8,692, respectively*, in addition to daily living expenses.
Our Hospital supplemental insurance plan is simple. It pays a cash benefit directly to you for each day you are hospitalized due to a wide range of different illnesses, accidents or injuries, providing you with additional financial support in a variety of circumstances. This money can be used for anything you choose. It’s your money, your decision.
Cash Benefits Can Be Used For
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Copays or Coinsurances -
Rent or Mortgage -
Car Payments -
Child Care -
Everyday Living Expenses
How Does Hospital Insurance Work?
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Step 1: A stay in the hospital can strain even the healthiest budget.
No matter how good your medical insurance, if you are hospitalized for an injury or sickness there will probably be medical expenses and out-of-pocket costs that aren’t covered. Our hospital insurance provides an extra layer of financial protection so you can focus on what really matters.
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Step 2: Submit your claim.
Claims can be submitted online, by fax, or by mail. Most claims are reviewed in as little as 3 days and you can easily check the status of your claim online 24/7.
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Step 3: Receive your cash.
Upon approval of your claim, a lump-sum cash benefit will be paid directly to you. It’s your money, you decide how to use it.
