Frequently Asked Questions

Who can I speak with to find out more information?

Call (866) 876-8756 Monday – Friday from 8:00 am through 7:00 pm for more information on SureBridge products.

Why do I need supplemental insurance from SureBridge if I already have medical insurance?

Medical insurance is very important but it is only part of the protection you need. You also need coverage to help fill financial gaps such as out-of-pocket medical expenses and other daily living expenses. Supplemental insurance pays you a cash benefit directly to you to help fill financial gaps.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Does this plan depend on my employment?

No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

If I am diagnosed, how do I receive the money?

Upon first diagnosis, you must submit a claim with all requested diagnosis information. Once we have received all the necessary information, a one-time check will be sent to you within two weeks of the claim. You are then free to use the money however you choose.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

What is the difference between CancerWise and regular medical insurance?

Medical insurance usually pays your doctors and hospital to cover the costs of cancer diagnosis and treatment, but there are often additional unexpected costs associated with cancer diagnosis and treatment that medical insurance does not cover. CancerWise helps cover those gaps by paying a one-time lump sum directly to you to be used however you choose.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Can I receive money for a pre-existing illness or condition?

No. SureBridge will only cover illness first diagnosed after the policy effective date.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Does this plan depend on my employment?

No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Why do I need a supplemental insurance if I already have health insurance?

SureBridge supplemental insurance complements your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.

Will I receive money if my family members are diagnosed with a critical illness?

You will receive the pre-determined amount for any family members covered by the policy.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

What if multiple family members are admitted to the hospital at the same time?

SureBridge will pay a pre-determined amount for each hospitalized family member covered by the policy.

Why do I need Hospital Confinement if I already have medical insurance that should pay the majority of my hospital bills?

There are frequently unexpected costs associated with a hospital stay that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. Hospital Confinement Direct is designed to help cover these costs.

Will I get a benefit check if my health insurance covered my hospital stay?

Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your hospitalization.

Will I receive money if I am admitted to the hospital for a pre-existing condition?

No. SureBridge will only pay benefits for hospital visits related to illness or injury diagnosed after the policy effective policy.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Does this plan depend on my employment?

No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my benefit check have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from deductibles to groceries to mortgage payments. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Is this plan eligible for a subsidy under the Affordable Care Act?

This type of plan is not considered “minimum essential coverage” under the Affordable Care Act and therefore a Fixed Indemnity Insurance Policy does not satisfy the individual mandate that you have health insurance coverage or qualify for a subsidy. If you do not have other health insurance coverage, you may be subject to a tax penalty.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Why do I need a supplemental insurance if I already have health insurance?

SureBridge supplemental insurance complements your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Do I have to be employed to purchase an Income Protection Direct plan?

Yes. You must be employed in order to qualify for Income Protection Direct.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

What if I'm totally disabled for less than a full month?

The policy will pay 1/30th of the monthly benefit for each day of a period of total disability that is less than a full month.

Will I be paid according to the amount of time I am away from work or according to the cause of my inability to work?

You will be paid depending on the amount of time you cannot work, regardless of the injury or illness causing your absence.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

If I am injured but not disabled, do I still receive the money?

No, you are only eligible to receive the money if you are deemed disabled by a qualified physician.

If I become disabled multiple times from different injuries, do I still qualify to receive money each time?

Yes, as long as the injuries incurred are from different and separate accidents.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

What if I'm totally disabled for less than a full month?

The policy will pay 1/30th of the monthly benefit for each day of a period of total disability that is less than a full month.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Can I still receive money if I am not admitted to the hospital?

No. Accident Direct is designed specifically for accident-related injuries that require hospitalization.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Is the money I receive affected by health insurance?

No. You will receive a specified amount independent of any health insurance.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Can I still receive money if I am not admitted to the hospital?

Yes. Benefits are paid upon receipt of proof of the occurrence of a qualifying injury within 60 days of an accidental injury.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Is the money I receive affected by health insurance?

No. You will receive the lump-sum benefit amount selected in addition to any other insurance benefits you may receive.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Can I still receive money if I am not admitted to the hospital?

Yes. Accident Companion includes outpatient benefits for covered injuries.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Is the money I receive affected by health insurance?

No. You will receive the benefit amount selected in addition to any other insurance benefits you may receive.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my benefit check have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from deductibles to groceries to mortgage payments. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Why do I need a supplemental insurance if I already have health insurance?

SureBridge supplemental insurance complements your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Does this plan depend on my employment?

No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

If I am diagnosed, how do I receive the money?

Upon first diagnosis, you must submit a claim with all requested diagnosis information. Once we have received all the necessary information, a one-time check will be sent to you within two weeks of the claim. You are then free to use the money however you choose.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

What is the difference between CancerWise and regular medical insurance?

Medical insurance usually pays your doctors and hospital to cover the costs of cancer diagnosis and treatment, but there are often additional unexpected costs associated with cancer diagnosis and treatment that medical insurance does not cover. CancerWise helps cover those gaps by paying a one-time lump sum directly to you to be used however you choose.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Does this plan depend on my employment?

No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my benefit check have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from deductibles to groceries to mortgage payments. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Is this plan eligible for a subsidy under the Affordable Care Act?

This type of plan is not considered “minimum essential coverage” under the Affordable Care Act and therefore a Fixed Indemnity Insurance Policy does not satisfy the individual mandate that you have health insurance coverage or qualify for a subsidy. If you do not have other health insurance coverage, you may be subject to a tax penalty.

Can my policy be cancelled?

As long as your premiums are paid, your policy cannot be cancelled.

How may the money be used?

Your beneficiary can use the money for whatever they need, including paying bills, family travel or any other expenses.

Is it difficult to apply and qualify for Final Expense insurance?

SureBridge makes it easy. We offer a simple application process, and there is no medical exam. You only need to answer a few health questions with your agent and complete a brief phone interview.

Is life insurance expensive?

It’s probably less expensive than you realize. According to a recent survey, many consumers overestimate the cost of life insurance by as much as five times the actual amount.

Who is allowed to receive my policy benefits?

It’s your choice. Your beneficiary can be a spouse, other family member, friend or even your favorite charity.

Will my premiums increase as I get older?

Your SureBridge Final Expense plan premiums are fixed, which means they will never increase.

Can my policy be cancelled?

As long as your premiums are paid, your policy cannot be cancelled.

How may the money be used?

Your beneficiary can use the money for whatever they need, including paying bills, family travel or any other expenses.

Is it difficult to apply and qualify for Final Expense insurance?

SureBridge makes it easy. We offer a simple application process, and there is no medical exam. You only need to answer a few health questions with your agent and complete a brief phone interview.

Is life insurance expensive?

It’s probably less expensive than you realize. According to a recent survey, many consumers overestimate the cost of life insurance by as much as five times the actual amount.

Who is allowed to receive my policy benefits?

It’s your choice. Your beneficiary can be a spouse, other family member, friend or even your favorite charity.

Will my premiums increase as I get older?

Your SureBridge Final Expense plan premiums are fixed, which means they will never increase.

How do I find a hearing network provider?

Call TruHearing® at 1-844-341-9732 to speak with a hearing consultant who can help you find a participating provider in your area.

How do I know if my dentist is in your network?

Go to dental.chesapeakeplus.com to find the Maximum Care dentist in your area.

How do I know if my doctor is in your vision network?

Go to www.eyemedvisioncare.com and use the Provider Locator tool. Enter your ZIP code, select your network using the “Choose Network” drop-down menu, and click the “Get Results” button to see a listing of providers near you, OR call EyeMed Vision Care directly at 1-866-723-0514 (8 a.m.-11 p.m. Monday-Saturday and 11 a.m.-8 p.m. Sunday).

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

How do I know if my dentist is in your network?

Go to dental.chesapeakeplus.com to find the Maximum Care dentist in your area.

How do I know if my dentist is in your network?

Go to dental.chesapeakeplus.com to find the Maximum Care dentist in your area.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

How do I know if my doctor is in your vision network?

Go to www.eyemedvisioncare.com and use the Provider Locator tool. Enter your ZIP code, select your network using the “Choose Network” drop-down menu, and click the “Get Results” button to see a listing of providers near you, OR call EyeMed Vision Care directly at 1-866-723-0514 (8 a.m.-11 p.m. Monday-Saturday and 11 a.m.-8 p.m. Sunday).

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

How do I know if my doctor is in your vision network?

Go to www.eyemedvisioncare.com and use the Provider Locator tool. Enter your ZIP code, select your network using the “Choose Network” drop-down menu, and click the “Get Results” button to see a listing of providers near you, OR call EyeMed Vision Care directly at 1-866-723-0514 (8 a.m.-11 p.m. Monday-Saturday and 11 a.m.-8 p.m. Sunday).

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

What if multiple family members are admitted to the hospital at the same time?

SureBridge will pay a pre-determined amount for each hospitalized family member covered by the policy.

Why do I need Hospital Confinement if I already have medical insurance that should pay the majority of my hospital bills?

There are frequently unexpected costs associated with a hospital stay that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. Hospital Confinement Direct is designed to help cover these costs.

Will I get a benefit check if my health insurance covered my hospital stay?

Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your hospitalization.

Will I receive money if I am admitted to the hospital for a pre-existing condition?

No. SureBridge will only pay benefits for hospital visits related to illness or injury diagnosed after the policy effective policy.

How may the money be used?

Your beneficiary can use the money for whatever they need, including paying bills, family travel or any other expenses.

Is it difficult to apply and qualify for Simplified Issue Term Life Insurance?

SureBridge makes it simple. We offer an easy application process, and there is no medical exam. You only need to answer a few health questions with your agent.

Is life insurance expensive?

It’s probably less expensive than you realize. According to a recent survey, many consumers overestimate the cost of life insurance by as much as five times the actual amount.

What is Term life insurance?

This type of insurance policy offers many affordable coverage options and can provide your loved ones with future financial security. Term life plans offer fixed premiums and a set death benefit for the full 10- or 20-year term of the policy. We also pay 50% of the policy’s death benefit if you are diagnosed with a terminal medical condition.

Who is allowed to receive my policy benefits?

It’s your choice. Your beneficiary can be a spouse, other family member, friend or even your favorite charity.

Will I receive money if my family members are diagnosed with a critical illness?

You will receive the pre-determined amount for any family members covered by the policy.