Have Questions?
Still have questions? Check out the Frequently Asked Questions section for more information.
Features
As premium costs for health insurance continue to rise, many Americans are purchasing plans with a higher deductible and coinsurance in order to stay within their budget. While raising the deductible on your health plan can be an excellent way to manage the cost of insurance, when accidents happen, a higher deductible may create an immediate financial challenge.
Our Accident Companion supplemental insurance plan is designed to be paired with your health insurance plan to provide assistance with the payment of the deductible and coinsurance.
The Accident Companion plan is simple. It offers four budget-friendly benefit level options that align with most health plan deductible amounts. The plan pays a lump-sum cash benefit directly to you to help you pay deductible and coinsurance expenses resulting from a covered accident or you may use it for other expenses. It’s your money; how you spend it is your decision.
Cash Benefits Can Be Used For
-
Copays or Coinsurances -
Rent or Mortgage -
Car Payments -
Child Care -
Everyday Living Expenses
How Does Accident Companion Work?
-
Step 1: Help with out-of-pocket costs for accidental injuries.
When you receive treatment for an accidental injury, the plan pays lump-sum cash benefits directly to you.
-
Step 2: Submit your claim.
Easily check the status of your claim online 24/7.
-
Step 3: Receive your cash.
It’s your money, you decide how to use it.
