Metal Gap Insurance

Cash benefits to help cover expenses left by your health insurance

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Features

SureBridge’s Metal Gap Plan helps to fill gaps left by Bronze-, Silver- and Gold-level ACA compliant health insurance plans.

It helps you manage out-of-pocket expenses such as deductibles, coinsurance and copayments. This type of coverage is especially important to those who may have health insurance plans with lower premiums but higher out-of-pocket expenses.

The Metal Gap Plan comes in three benefit levels that help complement the Bronze, Silver, and Gold Affordable Care Act (ACA) plans.

Cash Benefits Can Be Used For

  • Copays or Coinsurances
  • Rent or Mortgage
  • Car Payments
  • Child Care
  • Everyday Living Expenses

How Does Metal Gap Insurance Work?

  • Step 1: Fill financial gaps left by your health plan coverage.

    Manage out-of-pocket expenses with the help of our Metal Gap plan.

  • Step 2: Submit your claim.

    Easily check the status of your claim online 24/7.

  • Step 3: Receive your cash.

    It’s your money, you decide how to use it.

Questions about Metal Gap Plans

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Who can I speak with to find out more information?

Call (866) 876-8756 Monday – Friday from 8:00 am through 7:00 pm for more information on SureBridge products.

Why do I need a supplemental insurance if I already have health insurance?

SureBridge supplemental insurance complements your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.

Why do I need supplemental insurance from SureBridge if I already have medical insurance?

Medical insurance is very important but it is only part of the protection you need. You also need coverage to help fill financial gaps such as out-of-pocket medical expenses and other daily living expenses. Supplemental insurance pays you a cash benefit directly to you to help fill financial gaps.

Have Questions?

Still have questions about supplemental coverage? Check out the Frequently Asked Questions section for more information.

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Let Us Help You Get the Coverage You Need

Combining supplemental insurance from SureBridge with a health insurance plan can provide an extra layer of financial protection to help you feel more comfortable with your insurance coverage.