Heart Attack and Stroke Insurance

An extra layer of financial protection so you can focus on what really matters


A heart attack or stroke can take more than just a physical toll — it can impact your finances as well. HeartWiseTM, our heart attack and stroke supplemental insurance plan, can provide an extra layer of financial protection so you can focus on what really matters.

HeartWise offers affordable benefit level options that pay lump-sum cash benefits directly to you. The money can be used to pay unexpected medical costs or everyday living expenses, so you and your family can focus on healing instead of finances.

Our suite of critical illness products can provide as little or as much coverage as you need to fit your family and your budget. Choose from a variety of options to customize your coverage.

Cash Benefits Can Be Used For

  • Copays or Coinsurances
  • Rent or Mortgage
  • Car Payments
  • Child Care
  • Everyday Living Expenses

How Does HeartWise Work?

  • Step 1: The thought of having a heart attack or stroke is alarming but the truth is, it can happen to anyone.

    Whether you suffer a heart attack or stroke, or receive a covered procedure for a heart condition, HeartWise can help to provide an extra layer of financial protection.

  • Step 2: Submit your claim.

    Claims can be submitted online, fax, or by mail. Most claims are reviewed in as little as 3 days and you can easily check the status of your claim online 24/7.

  • Step 3: Receive your cash.

    Upon approval of your claim, a lump-sum cash benefit will be paid directly to you . It’s your money, you decide how to use it.

Questions about HeartWise

Are there any restrictions on how I use the money?

No, you can use the money however you choose. It’s your money, your decision.

Does my money have to be used to pay for medical expenses?

No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Does this plan depend on my employment?

No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

How do I receive the money?

If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

How is supplemental insurance different than medical insurance?

When you are injured or sick, your medical insurance pays your doctors and hospitals; supplemental insurance is designed to pay you. The cash benefit you receive from your supplemental insurance plan can be used for anything you choose, including expenses health insurance won’t pay for, such as deductibles, offsetting a loss of income during your hospital stay, family travel expenses, or to help with everyday living expenses.

How is supplemental insurance different than my current health insurance plan?

Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you. You decide how to use the cash benefits received.

Is supplemental insurance expensive?

SureBridge plans provide customizable protection for you and your family to fit any budget. Our policies are designed to fit your budget and fill the gaps to help protect your financial security. Get a quote to find out just how affordable adding supplemental insurance protection can be.

Why do I need supplemental insurance from SureBridge if I already have medical insurance?

Medical insurance is very important but it is only part of the protection you need. You also need coverage to help fill financial gaps such as out-of-pocket medical expenses and other daily living expenses. Supplemental insurance pays you a cash benefit directly to you to help fill financial gaps.

The Chesapeake Life Insurance Company brand is transitioning from SureBridge to UnitedHealthcare. The current brand will display based on each product.
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