How Does Illness Insurance Work?
1. A diagnosis is made.
Get an extra layer of financial protection to help with unexpected costs.
2. Submit your claim.
Easily check the status of your claim online 24/7.
3. Receive your cash
It’s your money, you decide how to use it.
Choose the Plan that Best Fits Your Needs and Budget
Pays a lump sum cash benefit directly to you after the waiting period upon the first diagnosis of a cancer. These additional financial resources can help you focus on treatment and recovery, not on your finances.
CRITICAL ILLNESS DIRECT:
Pays a lump sum cash benefit directly to you in the event of a wide range of critical illnesses, providing you with additional financial support in a variety of circumstances.
Pays a cash benefit directly to you for each day you are hospitalized due to a wide range of different illnesses, accidents or injuries — even if benefits are also paid under Workers’ Compensation.
Provides a lump-sum cash benefit directly to you to help cover the costs associated with an unexpected heart attack, stroke or other heart-related surgery.
FIXED INDEMNITY DIRECT:
Provides cash benefits without having to worry about meeting an annual deductible.
METAL GAP PLAN:
Pays a lump-sum cash benefit directly to you to help fill financial gaps left by your health plan coverage.